Pacific West Capital Group Can Help Seniors Avoid a Lapse in Judgment

April 16th, 2014

Allowing life insurance policies to lapse allows the insurer to pocket the funds invested and deprives the policyholder of the value accrued in those policies. Life settlement arrangements with companies like Pacific West Capital Group can provide added financial protection for senior citizens and can prevent insurance companies from absorbing the equity in these policies by default. In cases where life settlements are not practical, surrendering the policy for its cash value can allow at least some of the value to return to the policyholder. Cash value surrender is preferable to allowing the policy to lapse and losing the entirety of the financial investment to the insurance company.

Understanding Opportunity Risk With Pacific West Capital Group

April 9th, 2014

The life settlement investment opportunities available from Pacific West Capital Group are designed to produce only minimal risk of principal loss for investors. However, understanding the concept of opportunity risk can help prospective investors to make an informed decision regarding life settlements. Money used to invest will not be liquid or available for other purposes until maturity. According to many financial experts, the average annual rates of return for life settlement arrangements hover between 12 and 14 percent. In uncertain economic times, these yields can represent a real lifeline for investors in the financial marketplace.

Pacific West Capital Group: Reap These Benefits from a Diversified Portfolio

January 15th, 2014

For decades, institutional investors have found ways to reduce their risks and increase their returns. These large banks and money managers avoid putting all of their eggs in one basket, and so should the average adult saving for retirement. Clients who diversify with one or more of Pacific West Capital Group’s life settlement accounts reap substantial benefits. These advantages include preventing their entire portfolio from reacting to a disastrous event, seeing consistent returns from bull or bear markets, gaining control over future values without watching account performance daily and protecting their principal against common market risks, such as political struggles, exchange rates, interest rates and inflation.

Pacific West Capital Group Finds Way to Eliminate Market Volatility

January 9th, 2014

The violent, day-to-day movements of the stock market can cause panic in even the most seasoned investors. These wide swings of ups and downs quickly take their toll on 40- and 50-year-olds looking forward to a comfortable retirement. Individuals can eliminate the risk of stock market volatility by getting out of equities and placing assets in life settlement accounts. Pacific West Capital Group offers well-researched, stable investment opportunities that provide peace of mind during the most chaotic times of the market. As demonstrated by numerous Pacific West Capital Group reviews, clients always know the return to expect when their portfolios mature.

Pacific West Capital Group is experienced at selecting policies with promising return potential

September 12th, 2013

Reviewing over $500 million worth (face value) each month, Pacific West Capital Group is experienced at selecting policies with promising return potential.

Pacific West Capital Group is able to balance risk with growth for investors

September 5th, 2013

By purchasing carefully selected life insurance policies, Pacific West Capital Group is able to balance risk with growth for investors.

Consider life settlement options from Pacific West Capital Group

August 30th, 2013

Seniors, need cash to meet rising healthcare costs? Consider life settlement options from Pacific West Capital Group, rather than surrendering your life policy.

Pacific West Capital Group’s Life Settlement products are a good deal for senior citizens

August 23rd, 2013

Pacific West Capital Group’s Life Settlement products are a good deal for senior citizens, providing greater value than surrendering a policy.

Pacific West Capital Group provides an investment product

August 16th, 2013

Pacific West Capital Group provides an investment product that facilitates the creation of a secondary life insurance market, protecting growth without sacrificing returns.

What Retirees Should Know About Life Settlements

August 9th, 2013

Pacific West Capital Group, Inc. feels that life settlements are a win-win transaction: good for the retiree selling the life insurance policy, and good for the investors seeking alternative ways to meet their mid to long term investment objectives. Although this is a great option for seniors to turn a static asset into liquid cash, there are a couple of things one should consider

Survivor Impact

When you decide to offer your life insurance policy to a licensed life settlement broker, you must understand that someone else will ultimately become the irrevocable beneficiary of the life insurance policy still naming you as the insured. This is a particular concern with a married couple where one spouse may need the proceeds from the policy if the other spouse dies. On the other hand the lump sum may provide a sufficient nest egg to ensure the survivor is cared for.

Finally, be aware of Pacific West Capital Group selects policies that meets the company‚Äôs strict guidelines. Thus,not all policies are eligible. However it’s worth looking into life settlements if you are a senior who needs re-position your investment portfolio.

Financial Impact

As with any major decision, consult a financial professional to understand all of the implications of the sale. For example the lump sum may or may not be taxable, depending on a number of factors, and that will be an important consideration in determining whether this is the right choice for you. If you are on public assistance programs such as Medicaid, then the income from a life settlement may make you ineligible for those benefits. You’ll have to decide if the extra money is worth the loss of benefits.

Additional Resources:

Pacific West Capital Group :: Listed on Corp

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Pacific West Capital Group :: Information on Data

Pacific West Capital Group :: Article on The Biz

Pacific West Capital Group :: Listed on The Info